![]() ![]() SFHA are defined as the area that will be inundated by the flood event having a 1-percent chance of being equaled or exceeded in any given year. Please see the Flood Awareness website for more information.Īnother site provided by FEMA is FloodSmart which provides information on flood insurance and other information.Flood hazard areas identified on the Flood Insurance Rate Map are identified as a Special Flood Hazard Area (SFHA). The City of Norfolk has a comprehensive website that details the efforts to protect citizens and property. Where else can I find information about flooding? By participating in this program, we provide better protection to people and property by enforcing higher development standards, providing public outreach and information, maintaining the city's drainage system, and other efforts. ![]() The City of Norfolk participates in the CRS program which provides a reduction in flood insurance rates for the citizens of Norfolk. What is the Community Rating System (CRS)? If you are able to locate the address in question, contact us at to obtain a copy. The City of Norfolk maintains a list of all elevation certificates it receives. ![]() Does the City have an elevation certificate for my residence on file? For specific flood zone determinations, please fill our the Flood Zone Determination Form (someone will respond within two business days) or call the Planning Department at 75. You can also use the FEMA Map Service Center. Under the flood awareness tab you can find out what flood zones are on your property. Please use the City of Norfolk address information resource called NorfolkAIR. It is recommended to obtain flood insurance even if it is not required to have it. In the City of Norfolk, the chance of flooding is real for everyone with our risk coming from both coastal and rain event flooding. Normally, flood insurance is required by lenders for properties located within higher risk flood zones (AE, AH, AO and VE). What flood zones require flood insurance?
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